What does the Accidental Death Benefit Rider provide?

The Accidental Death Benefit Rider enhances a life insurance policy by providing an additional payment to the beneficiary in the event of the insured's death due to an accident. Specifically, this rider typically pays out an amount that is double the face value of the policy. This means that, in circumstances where the insured dies from an accident, the total benefit paid would be significantly higher than what the standard policy would offer, which can provide additional financial support to the insured’s beneficiaries during a challenging time.

This rider is particularly valuable for those who want to ensure that their loved ones are financially protected if the unexpected happens due to an accident, giving extra peace of mind beyond the standard life insurance coverage.