Which of the following activities might result in a policy exclusion?

Engaging in certain hobbies may lead to policy exclusions because many insurance policies outline specific activities that can increase risk. Hobbies, particularly those considered hazardous or extreme, such as skydiving, rock climbing, or motor racing, may be explicitly excluded from coverage due to their potential for higher rates of injury or accidents. Insurers take into account the level of risk associated with different hobbies, and those that are deemed more dangerous typically result in exclusions to limit the insurer's liability.

For instance, if a policyholder regularly engages in a high-risk hobby and sustains an injury while participating in it, the insurance company may deny the claim based on the exclusion clause relevant to that particular hobby. This means policyholders should carefully review their policies to understand any limitations surrounding their specific hobbies and consider additional coverage options if needed.