Who administers the insurance laws of the state of Florida?

The administration of insurance laws in Florida is the responsibility of the chief financial officer (CFO). The CFO oversees the Florida Department of Financial Services, which includes the Office of Insurance Regulation. This office is tasked with enforcing the state's insurance laws, ensuring that insurance companies comply with regulations, and protecting the interests of consumers.

The role of the CFO is crucial in the regulation of the insurance market, as it encompasses not only oversight of the financial aspects of insurance companies but also their operational practices. This regulatory framework is designed to maintain the integrity and stability of the insurance industry in Florida, ensuring that insurers maintain sufficient reserves and adhere to the rules governing policyholders' rights and responsibilities.

While other entities, such as the state legislature, may create or amend insurance laws, and the governor may play a role in appointing individuals to these positions, the direct administration and enforcement of the laws are specifically conducted by the CFO's office, making this answer the most accurate choice.